Our Core Services
What We Offer
1. Risk management consulting for insurance underwriting for small, medium and large companies
We help our clients identify and analyze their risks to achieve better underwriting and ensure those risks are properly reflected in the insurance policy they want to purchase. We specialize in the following lines:
- Fire
- PML / EML studies
- Cyber
- Liability
- Product Recall
- Natural catastrophe risks
- Auto fleets
- Delivery fleets
- Heavy equipment fleets
Prevention and mitigation programs
We establish, coordinate and follow up on risk control plans (recommendations) to reduce losses from the identified risks. We gather the client information needed to underwrite the account and provide specialized consulting to mitigate potential losses. We offer specialized consulting in:
- Risk prevention systems
- Fire protection
- Photogrammetry
- Studies
- Grounding systems
- Structural health
- Business Continuity Plans
Valuation of insurable assets
- BCP audits
- BCP and DRP development
- BCP testing
- Comprehensive continuity solution
- Training courses in:
- Risk management
- Defensive driving
- Inspection and maintenance of fire protection systems
- Photogrammetry
- Loss Causation Model
- Crisis management
- Asset valuation
- Setting up risk committees
- Thermography
Loss History Analysis
Loss history analysis shows the level of operating losses your organization is incurring. It also seeks to identify trends in past claims, which helps us focus the assessment interviews.
Operational Risk Assessment (COPE)
Operational Risk
Proactive identification and management of the operational risks at your facilities through:
- On-site inspection using the COPE methodology
- Risk rating by location
- Prioritized recommendations
- Executive and technical report for the insurance market
Liability
Review of the potential liability exposures associated with your operations:
- General liability
- Products liability
- Tenant’s liability
- Parking liability, etc.
Fire Protection Systems
Consulting on every aspect of a fire protection system:
- Design
- Project review and approval
- Acceptance and annual testing
PML / EML
Determination of value accumulations and Probable Maximum Loss for the following risks:
- Fire
- Natural catastrophe (NatCat)
- Business interruption (BI)
- Liability
Risk Management
Maturity review of your risk management program, assessing the following processes:
- Risk identification and analysis
- Risk control programs
- Risk transfer
- Program administration
Insurable Risk Mapping
- Identification of value accumulations in high-risk zones
- Coverage gaps relative to the identified risks
- Mapping of locations in risk analysis systems
Commercial Kitchen Risks
- Food safety maturity review in industrial kitchens to prevent third-party liability claims
Fleets
Review of safety conditions in the management of fleets of:
- Heavy equipment
- Delivery vehicles
- Company vehicles
Cybersecurity
- Cybersecurity management maturity assessment
- Compliance level with the NIST Cybersecurity Framework
- Completion of questionnaires required by insurers
Risk Analysis
Based on the loss history analysis and the assessment, we present our findings and recommendations to reduce losses.
- Natural catastrophes and climate change
- Local socio-organizational risks
- Crime
- Catastrophic risks
- River flooding and terrain profile
- Seismic risk and terrain profile
Prevention and Mitigation Measures
Once the assessment phase is complete, our team works with your organization to design a control program, including the implementation of prevention and mitigation measures.
Other Services
Risk management
- Review and/or development of procedures and policies
- Design, setup and facilitation of the Risk Committee
- Implementation of the Loss Causation Model
Security
- Management of GPS tracking, telematics and video camera systems
- Monitoring center management
- Road safety
Human Capital
- Driver fatigue management
- Defensive driving training
- Loss Causation Model courses
Fire Protection System Review and Testing
- Review of fire protection and fire detection and alarm system projects.
- System testing to verify compliance with applicable regulations and proper operation.
Portfolio Loss Estimation
- Probable Maximum Loss estimation helps companies identify the potential losses from the main risks that could affect their operations.
- Quantifying these losses helps Risk Management set first-loss limits.